Fresh Start Auto Financing In Rhinebeck, NY

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Obtaining a Car Loan With Bad Credit

If you have bad credit, you could still be able to buy a new or used Ford vehicle. At Rhinebeck Ford near Kingston, NY, we will do whatever it takes to help you obtain a loan despite your thin credit history or poor credit score.

We're Focused on Your Future Potential

The finance team at the Ford dealership in Rhinebeck understands that anyone can miss a payment or need to file for bankruptcy for reasons beyond their control. Therefore, we want to focus on helping you overcome your previous issues and building a credit history that you can be proud of. Typically, all that you will need to obtain loan approval is proof of employment and a small down payment.

How Much Should You Put Down?

Ideally, you will put down as much as you can afford to pay out of your own pocket. This will reduce the amount that you need to finance, which will improve the chances of getting a loan at a relatively low-interest rate. You can make a down payment with cash or by using the positive equity in your current vehicle.

Consider Using a Cosigner

A cosigner can be any adult who meets a lender's minimum credit requirements. This person will be responsible for making any payments that you cannot make on your own. The finance department at our dealer near Saugerties may be able to further explain the potential benefits of using a cosigner.

If you are in the market for a Ford in Hyde Park, NY, feel free to contact our location today. We will do whatever we can to help you get approved for a loan even if your credit score isn't the best. For your convenience, it is also possible to apply for credit on our website.

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